Makayla村 〜Canada>Canada http://www.clearofclouds.ch/research-paper-for-psychology/ effective is globalization good or bad essay adult Another reason someone might choose to use both types of accounts is as insurance against the possibility that they will be paying higher taxes in retirement, since it’s tough to predict where tax rates will be years or decades in the future. Overall, tax levels are generally expected to rise, yet many people will be in a lower bracket upon retirement as their income falls when they stop working. A combined strategy involving both pre-tax and post-tax accounts can provide a hedge against this uncertainty.
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